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What will my bank ask for?

Most banks take a deed poll on its own. A few want a passport or driving licence in your new name as well, so the order you tell them in matters. Tick your banks and see each one's rule, and the order that works.

Checked against each bank's own pages Updated

A drawing of a bank card and a deed poll side by side, with a magnifying glass over the card

Most banks take a deed poll on its own. Lloyds, Halifax, Santander and TSB want a passport or driving licence in the new name with an unenrolled deed poll, Revolut asks for government-issued ID, and Chase UK's list names only an enrolled deed poll. Banks compared has every bank in one table.

The order that works

  1. Your passport or driving licence. HM Passport Office and DVLA both accept an unenrolled deed poll, and once one of them is in your new name, the banks that want ID in the new name will take the change too.
  2. The banks that want ID in the new name. Take the passport or licence with your deed poll.
  3. Everyone else, in any order. Most banks take the deed poll on its own, in the app, in a branch or by post.

If you only bank with the ones that take a deed poll on its own, there is no order to follow. Banks compared sets out all sixteen in one table, and what to do if an organisation refuses your deed poll covers the rest.

Is an enrolled deed poll worth it for a bank?

Rarely. An enrolled deed poll is accepted on its own at the banks that otherwise want ID in the new name, but a passport or driving licence does the same job, and most people change those anyway. Enrolment is a High Court process with its own fee, £53.05, and GOV.UK describes it as optional.

Questions people ask

Will my bank accept my deed poll?

Most banks do. Some, including Lloyds, Halifax, Santander and TSB, accept an unenrolled deed poll only with a passport or driving licence in your new name, so change those first: HM Passport Office and DVLA accept an unenrolled deed poll. Revolut asks for government-issued ID in the new name, and Chase UK's list names only an enrolled deed poll.

Why did my bank refuse my deed poll?

Usually because of the order, not the deed. A bank that wants ID in the new name with an unenrolled deed poll will accept it once your passport or driving licence has changed. What to do if an organisation refuses your deed poll

Do I need an enrolled deed poll for my bank?

Not usually. An enrolled deed poll is accepted on its own at the banks that otherwise want ID in the new name, but a passport or driving licence in the new name does the same job, and GOV.UK describes enrolment as optional. Enrolled and unenrolled deed polls

Do I have to go into a branch?

It depends on the bank. NatWest, Monzo, Starling, Revolut and Chase UK take the change in their apps, Santander and HSBC in a branch, and several accept a form by post. Each bank's guide says how.

Something else? Ask us, and a person replies by email, normally the same working day.